Terms of Service

1. Acceptance of Terms

By accessing or using the Instant +16X Renova website or any related tools, dashboards, or analyses (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Service.

2. Description of Service

Instant +16X Renova provides AI-assisted portfolio analysis and decision-support tools intended to help users organize and evaluate long-term investment information. The Service is designed to support, and does not replace, independent financial, legal, or tax advice. Any output generated through the Service should be treated as informational only.

3. No Financial Advice

Nothing provided through the Service constitutes a recommendation, solicitation, or offer to buy or sell any financial instrument. Instant +16X Renova is not a registered investment advisor, broker, or financial institution. You are solely responsible for any financial decisions made using information obtained from the Service, and we strongly encourage consulting a licensed financial advisor before acting on any analysis.

4. Eligibility and Account Responsibilities

You must be at least 18 years old and legally capable of entering into binding agreements to use the Service. If you create an account or submit information to the Service, you are responsible for maintaining the confidentiality of any credentials and for all activity that occurs under your access.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to our systems, reverse-engineering our tools, submitting false or misleading data, or using the Service for any unlawful purpose. We reserve the right to suspend or terminate access for users who violate these Terms.

6. Intellectual Property

All content, design elements, software, and materials associated with the Service, excluding data you submit, are the property of Instant +16X Renova or its licensors and are protected by applicable intellectual property laws. You may not copy, distribute, or create derivative works from our materials without prior written consent.

7. User-Submitted Information

Any financial or personal information you provide to the Service is used solely to generate the analysis you request, as further described in our Privacy Policy. You represent that any information you submit is accurate to the best of your knowledge and that you have the right to share it.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, reliability, or fitness for a particular purpose. Instant +16X Renova does not guarantee that the Service will be uninterrupted, error-free, or that any analysis will be free from inaccuracies.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Instant +16X Renova and its representatives shall not be liable for any indirect, incidental, consequential, or special damages, including but not limited to financial loss, arising from your use of or reliance on the Service. Your use of the Service is at your own risk.

10. Third-Party Links and Services

The Service may reference or link to third-party tools, data sources, or websites. Instant +16X Renova is not responsible for the content, accuracy, or practices of any third party, and inclusion of such references does not imply endorsement.

11. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without notice. We may also update these Terms periodically; continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Termination

We may suspend or terminate your access to the Service at our discretion, including in cases of suspected misuse or violation of these Terms. You may discontinue use of the Service at any time.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Instant +16X Renova operates, without regard to conflict-of-law principles. This section should be reviewed and finalized by legal counsel based on your specific business registration and operating jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

Questions regarding these Terms can be directed to us through the contact channels listed on our Contact page.

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